The Covid-19 epidemic has connected people to the digital world, who have always lived far away.  That is, people who had little understanding of the digital platform are learning it.  However, many hackers are taking advantage of this vulnerability.  In fact, these days there are many cases of money being stolen from accounts on digital platforms.  A mistake made by the user empties their account.  In this case, if you also use banking apps, there are some things that you should always keep in mind.

 1. Multi-factor authentication Feature
 Single passwords are easy to crack, but the multi-factor authentication feature is not easy to crack.  In that case you should use this feature in banking apps.  This feature requires many things like fingerprint scanner, OTP, debit card number along with the password for the user to login.  Multi layers cannot be easily broken in such a situation.

 2. Use of NFC-embedded SIM card

An NFC-embedded SIM card is a SIM card that allows customers to securely download their credit card information to a Near Field Communication (NFC) SIM card.  With this option the consumer does not need to have their debit or credit card.  In such a situation there is no worry of losing or forgetting the card.  With the help of a card, a hacker can access your account.  In such a case, the possibility of such a thing also comes to an end.

3. End-to-end encryption
 Digital transactions are growing rapidly these days.  Billions are being transacted all over the world in many ways like payment cards, merchants, card brands, bank cards.  The transaction is being monitored by a hacker.  In such cases, end-to-end encryption is a risk solution, as it guarantees to keep the data secure and strong.  It conducts security audits and penetration tests that take security majors to extra miles.

 4. Use of in-display fingerprint devices
 Now most of the bank applications are also offering fingerprint security.  However, this feature is found in smartphones that have an in-display fingerprint scanner.  It receives various sets of signals such as IP address, location, time of day, device type, screen capture, browser, etc.  If this happens, you should also use a device that provides an in-display fingerprint scanner.

 5. Real time text and email alerts
 You should also keep app notifications on, along with real-time text and email alerts related to your account.  So when there are any transactions related to your account, you get alerts related to it immediately.  If you do not receive the alert in real time, you should talk to the bank once.  It will alert you immediately to prevent bank account fraud.

 6. Check the source of the app

 Many hackers these days create apps similar to Bank and put them on the App Store.  In such a case, if you have downloaded the wrong application in a hurry, the money will be lost from your account and the data of the phone will also be stolen.  Whenever you install an app in it, you should pay attention to many things like its developer, rating, review, etc.  Many users these days are making the mistake of installing the wrong app.